Say it with money.
If you can send a message, you already know how. The rest is just how it feels.
Type it like you'd say it
#500 for lunch. That's it. The amount and the reason travel together.
Mean it
A glance or your PIN, and it's on its way. Nothing moves without you.
Watch it land
It arrives inside the conversation, with your words on it. Not a code in an SMS.
Every shilling carries who sent it, and why.
Money has always been personal. The way we send it never was. On Circaso it lands like a message from someone who cares: their face, their words, and a small moment when it arrives.
And between Circaso friends, it's free.
Call them. Send it without hanging up.
Voice and video calls with the people you already know, right from the chat. Hear Mum say asante while the lunch money lands on her screen.
- Voice and video, one-to-one
- Send money mid-call, it lands on their screen
- Answer, decline, or reply with money
Watch your people show up.
Every group gets its own wallet. Every contribution lands in the chat for everyone to see, and the goal fills up one "I've sent mine" at a time.
- A shared wallet for every group
- Contributions everyone can see
- Goals that fill up in real time
The meeting and the money, finally in one room.
Start a voice or video call with the whole group. Someone says "I'm sending mine", a glance at Face ID, and everyone watches it land and the goal bar jump. Harambee, in real time.
Your favourite shop, live in your pocket.
Every business gets a community: its catalogue, its regulars, and a chat where questions get answered. When the shop goes live, you watch, ask, and buy in one tap, while everyone sees the orders roll in.
- A catalogue inside every business community
- Go live to show the goods and answer questions
- Buy in one tap, confirm with Face ID
Baraka bought Sukuma bundleFeels light. Built serious.
You approve every send
Face ID or your PIN, every time money leaves your wallet.
Free between Circaso friends
Sending to anyone on Circaso costs nothing. Sending to an outside wallet has a network fee, shown before you confirm.
An assistant that can't move money
Ask "how much did I send Mum this month?" It can read your history. It can never send.
Only people you know
You can reach people in your contacts, or who shared their Circaso code with you. No strangers in your chats.
And then, no phone number at all.
The boda rider. The mama fua. The kibanda on your corner. Soon you'll pay the person right in front of you with a tap, even when your data runs out. We'll say more soon.
Questions
When does Circaso launch?
We're opening in Kenya first, in small waves. Join the waitlist and you'll get an invite as soon as your spot comes up.
Is Circaso crypto?
Under the hood, yes. Circaso moves USDT, a digital dollar. In the app you see shillings and names, never wallet addresses.
How do I add money?
For now, buy USDT on Binance or Coinbase and send it to your Circaso wallet. Adding money straight from M-PESA is coming in our next phase.
Do the people I send to need Circaso?
To get money in a chat, yes. Invite them from the app and they're in your chats the moment they join.
Can I call people on Circaso?
Yes. Voice and video calls, one-to-one and with your whole group. You can send or contribute money without leaving the call.
Can I withdraw to M-PESA?
Not yet. We're building cash-out to M-PESA and bank for our next phase. Until then, send your USDT to Binance or Coinbase and convert it there.
How much does it cost?
Signing up is free, and sending to anyone on Circaso is free. Sending to an outside wallet, like Binance or Coinbase, has a network fee that you see before you confirm.
Someone's about to send you something.
Get on the list, and bring the people you'd send money to.